2027 Benefits Costs

Review your 2027 benefits costs to understand how the premiums add up to your bi-weekly paycheck deductions.
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Review your 2027 benefits costs to understand how the premiums add up to your bi-weekly paycheck deductions.
* Teladoc Health virtual visits are $10 per visit for Coworkers and dependents enrolled in a BCBSTX medical plan.
** In-network preventive care is free for Coworkers and dependents enrolled in a BCBSTX medical plan.
Plan available to United States and Puerto Rico residents.
Prescription drug coverage is provided with the HMSA medical plan.
Prescription drug coverage is provided with the Triple-S medical plan.
Seguro por Incapacidad No Ocupacional Temporal (SINOT) is a state-mandated STD program required for Puerto Rico Coworkers.
SINOT premiums are deducted from your paychecks on an after-tax basis.
Plan available to Puerto Rico residents only.
Plan not available to Puerto Rico residents.
Plan not available to Puerto Rico residents.
Prescription drug coverage is provided with the Kaiser medical plan.
Plan available to United States and Puerto Rico residents.
Plan available to Puerto Rico residents only.
* Includes medical, prescription drug, and dental costs.
Plan available to Puerto Rico residents only.
Available to BCBSTX medical plan participants only.
* In the HSA Plus medical plan, you must satisfy the medical plan deductible before the coinsurance percentage shown in the chart will apply.
Prescription drug coverage is provided with BCBSTX medical plans.
* Each covered person has their own $6,000 deductible and out-of-pocket maximum. Once one person reaches $6,000, the plan pays 100% of that person's in-network covered costs for the rest of the year, even if the family total of $17,400 has not been met.
** Includes medical and prescription drug costs.
*** No one person pays more than $6,000 in a year, even on family coverage. Once one person reaches $6,000, the plan pays 100% of that person's in-network covered costs for the rest of the year, even if the family total of $12,000 has not been met.
Plan not available to Hawaii or Puerto Rico residents.
* You must use a Kaiser provider or facility in the Kaiser network for services to be covered.
Plan available to California residents only.
* If you are enrolled in Hospital Indemnity coverage, and if child coverage is effective before birth or elected within 60 days after birth, your newborn will receive the same cash benefits as you. If you don’t enroll in child coverage within that timeframe, you’ll receive a one‑time $300 newborn benefit at birth.
Plan available to United States and Puerto Rico residents.
* Includes medical and prescription drug costs.
Plan available to Hawaii residents only.
* Four covered cleanings per year are provided to anyone with certain high-risk health conditions.
Services from non-Delta dentists are subject to the annual deductible and lower coinsurance.
Plan not available to Puerto Rico residents.
Plan available to United States and Puerto Rico residents.
Plan available to United States and Puerto Rico residents.
* Per $1,000 of coverage
Plan available to United States and Puerto Rico residents.
Plan not available to Puerto Rico residents.
* Eligible domestic partners and their qualified children may enroll in health care coverage. Their coverage is taken after‑tax, and the value of the employer‑paid premium is treated as taxable income, which means a higher contribution amount on your pay slip.
Rates include medical, prescription drug, and dental coverage.
Plan available to Puerto Rico residents only.
* Rates may be higher if you or your spouse/domestic partner self-identify as a tobacco user. Coworkers enrolled in the Kaiser medical plan are not eligible for the Wellness Credit.
Plan available to California residents only.
Bi-weekly Coworker contributions are based on salary tiers to comply with the Hawaii Prepaid Health Care Act.
Plan available to Hawaii residents only.
* Your 2027 medical plan rates and salary-based benefits use your base salary as of October 1, 2026. Pay changes after that date will not change your 2027 rates. Coworkers eligible for commission will use a two-year average of base pay plus commissions.
** Rates may be higher if you or your spouse/domestic partner self-identify as a tobacco-user and/or did not complete the wellness requirements.
Plan not available to Hawaii or Puerto Rico residents.
* Per $100 of covered earnings.
Plan available to United States and Puerto Rico residents.
* Paid in quarterly installments. You must be actively employed by the company on the date each payment is made to receive it.
** Coworkers aged 55+ can make an additional $1,000 catch-up contribution each year.
* Paid in quarterly installments. You must be actively employed by the company on the date each payment is made to receive it.
Plan available to United States and Puerto Rico residents.
Plan not available to Puerto Rico residents.
Plan available to United States and Puerto Rico residents.
Plan available to United States and Puerto Rico residents.