What's Changing in 2027
arrow-right

Pet Insurance

Nationwide

877-738-7874
Visit website

Auto & Home Insurance

Farmers Insurance

855-828-0187

Discount Code: BBT

Visit website

Auto & Home Insurance

Liberty Mutual

800-290-3584

Client code: 124804

Visit website

Auto & Home Insurance

Travelers

888-710-3493

Discount code: 2444

Visit website

Discount Program

PerkSpot

866-606-6057

M–F, 8 a.m.–6 p.m. CT

Languages: English & Spanish

Visit website

Home Lending

Chase

Visit website
Guide Home

Additional Benefits

Coworker Partner Discounts

Coworker Partner Discounts

Coworker Partner Discounts

From protecting your pets to insuring your home to scoring everyday deals, your Coworker Partner Discounts connect you with trusted partners and meaningful savings.

Who's Eligible

  • All United States Coworkers

Office Depot & OfficeMax Discounts

Coworker Merchandise Discount

The Coworker Merchandise Discount program gives you access to savings on a variety of products and services offered through Office Depot or OfficeMax in stores and online. Discounts vary by items and services. This benefit is available to all active Coworkers and members of their household. For more details and a full list of offerings, view the Coworker Merchandise Discount document.

Coworker Rewards Program

The Office Depot/OfficeMax Coworker Rewards Program lets Coworkers and members of their household earn rewards on eligible purchases, receive special offers, and access member‑only savings throughout the year. Rewards can be used toward future purchases, helping you save even more on office supplies, printing services, and everyday essentials. For full details on how the program works and how to maximize your benefits, view the Office Depot Rewards document.

Pet Insurance

Nationwide offers pet insurance coverage for dogs, cats, birds, ferrets, reptiles, and other exotic pets. If you’re already enrolled, you’ll remain covered under your current plan as long as you continue paying your premiums. You’ll receive preferred group pricing and cash back on eligible vet bills based on your selected reimbursement level.

  • Nationwide provides two reimbursement levels — 50% or 70% — so you can choose the option that best fits your budget.
  • You also have complete freedom to use any veterinarian, anywhere.
  • No networks and no pre-approvals required.
  • Access to 24/7 Vet Help Line, where licensed veterinarians are available 24/7 to answer general pet questions and help you determine whether urgent care is needed

Get a no-obligation quote at: benefits.petinsurance.com/odp

Auto & Home Insurance

Shopping for auto and home insurance can be quick and hassle-free. Coworkers can receive no-obligation quotes from up to three nationally recognized providers all offering special discounted rates. A quarterly mailing typically includes instructions on how to request quotes, but you may also contact the carriers directly at any time.

PerkSpot Discount Program

Your Office Depot Discount Program is your one-stop shop for thousands of exclusive discounts across 25+ categories.

  • Perks Near You — See discounts near you and filter by category or distance to find deals.
  • Personalized Savings — Tell us what you’re interested in, and we’ll highlight the perks that fit you best.
  • Brands for Every Lifestyle — Looking for something specific? Visit the Brands page in the Popular Perks section to browse all available discounts.
  • Suggest a Business — Don’t see a brand or local spot you love? Use Suggest a Business under Account Options to request additions.
  • Dedicated Support — PerkSpot’s support team is available if you need help. Contact details are on the right side of the page.

How to Register

Download the PerkSpot Mobile App to access all your discounts plus easy local deals — anytime, anywhere. Getting started is quick:

  1. Visit PerkSpot
  2. Click Create Your Account and follow the prompts
  3. Enter Access Code: ODPPERKS

Chase Home Lending Benefit Program

Office Depot Coworkers have access to exclusive savings and support through Chase’s Home Lending Benefit Program, designed to help make buying or refinancing more affordable in today’s market.

Potential benefits include:

  • $1,000 credit at closing on eligible home purchases or refinances
  • Affordable lending options, including:
    • Up to a $5,000 Homebuyer Grant
    • Low down‑payment options (as little as 3%)
    • Reduced mortgage insurance
    • More flexible credit requirements
  • Relationship-based pricing for eligible employees based on qualifying Chase deposit balances
  • Chase Agent Express Realtor Network — Up to $5,000 credit after closing when buying/selling through the approved network
  • Closing Guarantee — On-time closing for eligible products in as soon as three weeks — or $5,000 if you qualify

Connect with a Chase Home Lending Advisor to review your options, confirm eligibility, and compare scenarios side-by-side (payment, cash-to-close, and refinance break-even timing) so you can move forward with confidence.

* Teladoc Health virtual visits are $10 per visit for Coworkers and dependents enrolled in a BCBSTX medical plan.
** In-network preventive care is free for Coworkers and dependents enrolled in a BCBSTX medical plan.

2027 Supplemental Child Life Insurance Monthly Premium

Plan available to United States and Puerto Rico residents.

HMSA Prescription Drug — In-Network

Prescription drug coverage is provided with the HMSA medical plan.

Triple-S Medical Plan — In-Network

Prescription drug coverage is provided with the Triple-S medical plan.

2027 SINOT STD Bi-Weekly Premiums — Puerto Rico

Seguro por Incapacidad No Ocupacional Temporal (SINOT) is a state-mandated STD program required for Puerto Rico Coworkers.
SINOT premiums are deducted from your paychecks on an after-tax basis.
Plan available to Puerto Rico residents only.

2027 LegalEASE Legal Plan Bi-Weekly Premiums

Plan not available to Puerto Rico residents.

2027 Identity Theft Protection Bi-Weekly Premiums

Plan not available to Puerto Rico residents.

Kaiser Medical Plan — In-Network

Prescription drug coverage is provided with the Kaiser medical plan.

VSP Vision Plans — In-Network

Plan available to United States and Puerto Rico residents.

Triple-S Dental Plan — In-Network

Plan available to Puerto Rico residents only.

Triple-S Medical Plan — In-Network

* Includes medical, prescription drug, and dental costs.

Plan available to Puerto Rico residents only.

Annual Tobacco-Free Premium Credit

Available to BCBSTX medical plan participants only.

BCBSTX Medical Plans — In-Network

* In the HSA Plus medical plan, you must satisfy the medical plan deductible before the coinsurance percentage shown in the chart will apply.

Prescription drug coverage is provided with BCBSTX medical plans.

BCBSTX Medical Plans — In-Network

* Each covered person has their own $6,000 deductible and out-of-pocket maximum. Once one person reaches $6,000, the plan pays 100% of that person's in-network covered costs for the rest of the year, even if the family total of $17,400 has not been met.
** Includes medical and prescription drug costs.
‍
*** No one person pays more than $6,000 in a year, even on family coverage. Once one person reaches $6,000, the plan pays 100% of that person's in-network covered costs for the rest of the year, even if the family total of $12,000 has not been met.

Plan not available to Hawaii or Puerto Rico residents.

Kaiser Medical Plan — In-Network

* You must use a Kaiser provider or facility in the Kaiser network for services to be covered.‍

Plan available to California residents only.

Hospital Indemnity — Benefit Amounts

* If you are enrolled in Hospital Indemnity coverage, and if child coverage is effective before birth or elected within 60 days after birth, your newborn will receive the same cash benefits as you. If you don’t enroll in child coverage within that timeframe, you’ll receive a one‑time $300 newborn benefit at birth.

Plan available to United States and Puerto Rico residents.

HMSA Medical Plan — In-Network

* Includes medical and prescription drug costs.

Plan available to Hawaii residents only.

Delta Dental Plans — In-Network

* Four covered cleanings per year are provided to anyone with certain high-risk health conditions.

Services from non-Delta dentists are subject to the annual deductible and lower coinsurance.‍
‍Plan not available to Puerto Rico residents.

Company Match Vesting Schedule
2027 Voluntary AD&D Insurance Premiums Monthly Rates

Plan available to United States and Puerto Rico residents.

2027 Vision Bi-Weekly Premiums

Plan available to United States and Puerto Rico residents.

2027 Supplemental Life Insurance Monthly Premium

* Per $1,000 of coverage
Plan available to United States and Puerto Rico residents.

2027 Voluntary STD Buy-Up Bi-Weekly Premiums — Per $10 of Coverage

Plan not available to Puerto Rico residents.

2027 Medical Plan Bi-Weekly Premiums — Triple-S Puerto Rico

* Eligible domestic partners and their qualified children may enroll in health care coverage. Their coverage is taken after‑tax, and the value of the employer‑paid premium is treated as taxable income, which means a higher contribution amount on your pay slip.
Rates include medical, prescription drug, and dental coverage.
Plan available to Puerto Rico residents only.

2027 Medical Plan Bi-Weekly Premiums — Kaiser California

* Rates may be higher if you or your spouse/domestic partner self-identify as a tobacco user. Coworkers enrolled in the Kaiser medical plan are not eligible for the Wellness Credit.

Plan available to California residents only.

2027 Medical Plan Bi-Weekly Premiums — HMSA Hawaii

Bi-weekly Coworker contributions are based on salary tiers to comply with the Hawaii Prepaid Health Care Act.
Plan available to Hawaii residents only.

2027 Medical Plan Bi-Weekly Premiums — BCBSTX United States

* Your 2027 medical plan rates and salary-based benefits use your base salary as of October 1, 2026. Pay changes after that date will not change your 2027 rates. Coworkers eligible for commission will use a two-year average of base pay plus commissions.
** Rates may be higher if you or your spouse/domestic partner self-identify as a tobacco-user and/or did not complete the wellness requirements.

Plan not available to Hawaii or Puerto Rico residents.

2027 Voluntary LTD Monthly Premiums

* Per $100 of covered earnings.
Plan available to United States and Puerto Rico residents.

2027 HSA Contribution Limits

* Paid in quarterly installments. You must be actively employed by the company on the date each payment is made to receive it.
** Coworkers aged 55+ can make an additional $1,000 catch-up contribution each year.

2027 HSA Company Contribution

* Paid in quarterly installments. You must be actively employed by the company on the date each payment is made to receive it.

2027 Hospital Indemnity Bi-Weekly Premiums

Plan available to United States and Puerto Rico residents.

2027 Dental Bi-Weekly Premiums

Plan not available to Puerto Rico residents.

2027 Critical Illness Bi-Weekly Premiums

Plan available to United States and Puerto Rico residents.

2027 Accident Bi-Weekly Premiums

Plan available to United States and Puerto Rico residents.