Financial Concerns
Money stress doesn’t stay contained to your bank account — it shows up at home, at work, everywhere. Your benefits have tools to help you regain control, cut costs, and plan ahead.
Review the 2027 Benefits eGuide for complete plan details.
Resources That Make Cents
Build Today, Retire Tomorrow
It’s never too late to build up the Office Depot 401(k) Retirement Savings Plan through Fidelity.
- Company Match: 50% of the first 6% of pay you contribute is matched — free money if you’re not already capturing it
- Auto-Enrollment: 3% of your pay is automatically contributed — unless you opt out or set your own percentage
- Vesting: Fully vested in the company match after three years
- Savings Options: Mix traditional pre-tax, Roth, and catch-up contributions (age 50+)
Health Savings Account (HSA) & Flexible Spending Account (FSA)
Managing health and family expenses can be stressful, but your tax‑advantaged account can help reduce that financial pressure.
HSA
If you’re enrolled in the HSA Basic or HSA Plus medical plan, you can take advantage of triple‑tax savings through an HSA. Office Depot contributes to your HSA too — extra dollars in your pocket at no cost to you.
Your 2027 combined limit, including Office Depot's contribution, is:
- $4,500 for Coworker‑only coverage
- $9,000 for all other coverage levels
- Plus a $1,000 catch‑up if you’re aged 55 or older
HCFSA
If you’re not enrolled in a HSA medical plan, you can use a Health Care FSA (HCFSA) to set aside up to $3,400 in pre‑tax dollars for predictable health care expenses.
Supplemental Benefits
If you elected Accident Insurance, Critical Illness, or Hospital Indemnity coverage, remember to file a claim to receive your cash benefit — a direct payment on top of your medical coverage to help absorb an unexpected cost.
You can also earn $75 per supplemental plan you’re enrolled in — up to $225 per covered person — for completing a health screening.
Free Consultations through the EAP
When finances feel stretched, it’s hard to think about the future. The EAP is here to support you with free consultations for:
- Financial services: Debt counseling, student loans, foreclosure, bankruptcy, and tax issues
- Legal services: Foreclosure, collections, disputes, contracts, and more
Partner Discounts That Help Your Budget Go Further
Save Big on Office Essentials
Whether you’re stocking up for your home office, helping with school supplies, or just love a good deal, your Office Depot & OfficeMax Coworker Merchandise Discount and Coworker Rewards Program make everyday purchases more affordable.
Enjoy special pricing on paper, ink, furniture, technology, accessories, and thousands of other essentials. It’s an easy way to get what you need — and keep more money in your pocket.
Home Lending Benefits
Major life moments often come with major expenses. Your partner programs include access to Chase Home Lending Benefits, offering:
- Closing credits to reduce upfront costs
- Low down‑payment options for easier entry
- Personalized guidance for buying or refinancing
- Support for planning, comparing, or lowering monthly payments
Protect Your Home, Car, & Budget
Unexpected repairs or insurance rate changes can throw off your financial plans. Through partner discounts, you can explore competitively priced Auto & Home Insurance options that may reduce your monthly premiums or improve your coverage for less.
Whether you’re reviewing your current policy or shopping for something new, these discounts help you make confident, cost‑effective decisions.
Protect Your Pets...& Wallet!
Your pets are family — and caring for them shouldn’t break the bank. With Nationwide's Pet Insurance, you can get help covering unexpected vet bills, accidents, illnesses, and even routine care.
Enjoy easy enrollment, flexible coverage options, and group‑preferred pricing that keeps your furry friends protected while keeping your budget in check.
Legal & Caregiver Support When Finances Feel Overwhelming
Money stress often overlaps with caregiving and legal responsibilities. Your LegalEASE benefits include:
- LawAssure, a 24/7 online legal document center that helps you create wills, powers of attorney, health care directives, and other important documents without attorney fees
- Caregiver Services, connecting you with vetted in‑home and facility‑based care for children, pets, aging parents, and more
These tools help reduce the financial and emotional strain that comes with managing family needs.
Save on Everyday Purchases
With PerkSpot
When every dollar counts, everyday savings make a real difference. Through PerkSpot, you can get 3%–12% off gift cards from more than 100 major brands, plus discounts on travel, entertainment, home goods, and more.
It’s an easy way to lower the cost of things you already buy — groceries, gas, clothing, school supplies, and family outings.
Mental Wellbeing Matters Too
Get free, confidential support through Magellan Healthcare for the emotional weight of financial stress, whether or not you’re enrolled in an Office Depot medical plan.
You and every household member get five free in-person or virtual counseling sessions per issue, per year, covering:
- Financial stress, anxiety, and emotional overwhelm
- Navigating tough decisions and money-related strain
- Coping with uncertainty, building resilience, and more
Need more support?
If you’re enrolled in a BCBSTX medical plan, a Teladoc Health Virtual Behavioral Specialist can see you virtually for just $10 per visit — no driving, waiting rooms, or time off needed.